Budgeting is a cornerstone of managing money and personal finance. Your personal expenses are divided from your disposable (after tax) income into Needs (Must have ) — 50%, (Your needs can be broken down into — Education 20%, Housing 15%, Clothes 5%, Food 10%), Wants (desires) — 30% and Savings

Supply chain finance -Money Matters With Mel Weekly Newsletter — Issue #23

Last week we discussed Invoice Factoring as one way of financing working capital. Invoice factoring is just one piece in Supply Chain Finance (SCF) and Supply Chain Management. SCF connects buyers & sellers with financing institutions. As a…

Melvin D'lima

Business advisor to Doctors,Dentists,Pharmacists and Entrepreneurs

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